Ensign Erin Johnson, a crewmember assigned to USCGC Spencer (WMEC 905), gives a finance basics training at sea Dec. 29, 2022. Spencer's command wanted to start conversations amongst the crew about the importance of finance by discussing types of expenses, thrift savings plans, emergency funds and investment goals. (U.S. Coast Guard photo by Petty Officer 3rd Class Mikaela McGee)