Ensign Mohammad Diakite and Ensign Erin Johnson, crewmembers aboard USCGC Spencer (WMEC 905), give financial readiness training at sea Dec. 29, 2022. Spencer’s crew wanted to start conversations amongst the crew about the importance of finance by discussing types of expenses, thrift savings plans, emergency funds and investment goals. (U.S. Coast Guard photo by Petty Officer 3rd Class Mikaela McGee)